Muddy Creek Rain Gear is quality gear for horse people. It covers the back of the saddle/saddlebags. This is a uni-sex size small which is really a men's size small. I am 5"4" tall and about 130 pounds and I swim in it just to give an idea of how it would fit a woman. This is like new. I put it on once time and other than that is was carried on the back of my saddle. This model now lists for $252 on Muddy Creek's site.